As the numbers of unemployed Americans continue to rise due to the coronavirus pandemic, many former-workers are no longer sure that they will receive health insurance, especially if theirs was previously employer-sponsored. For those that are no longer employed due to COVID-19 and have lost health insurance coverage, you have options. In this article, we will explain a few of the options you have and how AccessOPEN can help you get access to health coverage. Keep reading!
1.AccessOPEN Can Help
Our membership program was put into place for situations exactly like the current pandemic. Millions of people are losing their jobs right now, and we are aware that now is the time that people need health coverage the most. Our integrated healthcare model helps save you money without the costly premiums or extreme deductibles you would normally have to pay, all while getting you the care you need. All you have is a small, affordable fee each month to be a member. With AccessOPEN, you are able to access what you need, when you need it and you only have to pay for that. The costs of most medical services being 40% less than typical self-pay rates. With full transparency and pre-appointment quotes, we take away the surprise fees and medical bills that come up with regular health insurance plans. Learn more about us here and check out our special through August 31st, 2020.
2. Your Family Might Have Coverage
If you have a family member that is still employed and uses their employer's health insurance plan, you might be able to take part in coverage via their plan. If you are under 26, your parents' insurance plan should allow you to receive coverage. If you are married, your spouse has not lost their job, and their employer has a health insurance plan available, you might be able to receive coverage from their plan.
3.Medicaid
While Medicaid can be restrictive depending on where you live, this is still an option for some. Medicaid does not have a specific enrollment period, and you might be eligible for it even if you think otherwise. Medicaid eligibility is determined based on your monthly income, so if you were employed before with a high enough income, you likely were not eligible. However, if you are now unemployed and therefore have no income, you could be eligible. It is best to do your research prior to assuming (Source: MarketWatch)
We know that this time is difficult, and the worry of being
unemployed with no certainty of health insurance is hard to manage. However, we
are here to help you save money while getting you the coverage you need. With
open enrollment at any time, our 24/7/365 service center, and a complete focus
on YOU, AccessOPEN is here to help you and your family.